Check Out GRM Overseas: https://www.instagram.com/grm_overseas/ If you’d like professional guidance from a SEBI-registered financial advisor, please fill out this short form - https://topc.typeform.com/cfo-onboarding We currently advise portfolios worth ₹1,200+ crore, helping people work towards financial independence. What if real estate isn’t about prices at all but about people, behavior, and patience? 🤔 In this episode, we sit down with Ashwinder R Singh, one of India’s most seasoned voices in real estate, whose experience spans decades, cycles, and cities. From ₹50,000 land parcels turning into multi-crore assets to understanding why some cities quietly outperform others, Ashwinder R Singh brings rare clarity to a topic most people think they already understand. We dive deep into why India’s real estate boom from 2021-2025 happened, why markets aren’t “slowing” but normalizing, and how infrastructure, connectivity, and human behavior quietly dictate long-term outcomes. From NCR’s explosive growth to the rise of Tier-2 cities like Indore, Mysore, and Lucknow and many many more. This conversation reframes how smart capital really moves. This isn’t about quick flips or flashy returns. It’s about discipline, long horizons, affordability, and why real estate remains one of India’s most misunderstood yet powerful asset classes. — Subscribe: The 1% Club: YouTube: https://www.youtube.com/@onepercentclub12 Instagram: https://www.instagram.com/onepercentclub/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 - Precap 01:16 - Introducing our guest: Ashwinder R. Singh ✨ 01:46 - Best cities for real estate investment 02:35 - Why Goa’s real estate boomed 03:26 - Catch real estate trends before everyone else 05:38 - Why NCR real estate blasted off last year 08:36 - Why buying real estate over equity can be a smarter decision 10:31 - The math behind buying real estate in metro cities 13:28 - DLF Camellias sold for ₹100 Cr: why even the rich fall for overpriced realty 15:16 - How the government engineers real estate growth through better infrastructure 17:48 - Why India needs more airports and more homes 20:24 - The importance of location in real estate 22:16 - How social dynamics change once you buy a house 25:53 - Why you should buy a house only in the suburbs 30:26 - What percentage of your salary should go toward home EMI 36:19 - Which Tier-2 cities’ real estate is expected to boom 40:29 - Impulsive investors, watch this 41:52 - Does the real estate mafia inflate house prices 51:15 - Top cities for real estate investment in India (region-wise) 53:29 - Why India’s real estate isn’t anything close to Dubai’s 56:59 - How to pick the right home for you & your family 01:03:21 - How to calculate the actual value of a property 01:07:24 - Tactics to negotiate and buy property for cheaper 01:11:06 - How to generate passive income through real estate 01:16:49 - What’s the hype behind fractional ownership in realty 01:19:57 - Ending notes & thanks to Mr. Ashwinder ✨