He admits he was a prolific mortgage fraudster who justified his crimes by believing his own intelligence and skill would prevent him from being caught.

“I'm so [ __ ] good at this they're never going to catch me because I've been caught many times I've been arrested brought downtown convinced them the bank made a mistake you you need to let me go they let me go”

Dave Mcmaster maintains that mortgage fraud cannot be entirely eliminated because strict verification requirements would excessively restrict access to home loans for most individuals.

“you can limit it you can try but some are going to slip through and let's face it a lot of them slip through and they perform absolutely so to say oh that loan shouldn't have happened it fail history even even during the crisis if you look at it we're significantly low from a percent percentage pers”