Actively managed midcap funds are preferable to index funds because managers can avoid overvalued stocks within that segment.

“Whenever markets fall an active fund will definitely do much better than than an index fund.”

Investors should avoid over-diversifying by splitting SIPs goal-wise because it leads to holding too many funds.

“if you end up splitting sips goalwise then unfortunately what will happen is you will add so many funds to your portfolio that you will end up over diversifying yourself”

Investment portfolio rebalancing should be done to minimize taxes, but the primary goal remains wealth accumulation, and the cost of taxes should not necessarily prevent necessary adjustments.

“I think that um while there are some ways to get close or maybe get there, I think we remember the goal is to have more money, the goal is not to pay less tax. I'm not going to be afraid of making the move to get rid of a position that's problematic that also is going has a tax consequence”