If you need help with your finances, fill out this short form: https://topc.typeform.com/to/LJCyqNhM This podcast is a deep dive into how India is transforming, financially, structurally, and in ways most people don’t notice until someone explains it simply. That “someone” in this episode is @SandeepJainStocks, Co-founder of Tradeswift Broking Pvt. Ltd., and a name you’ve probably seen on Zee Business or CNBC Awaaz breaking down markets with calm, practical clarity. As the conversation unfolds, Sandeep’s background naturally shows through. With 15+ years in equity, commodity and currency markets, plus his work across industry bodies like REMA and CPAI, he brings a front-row view of how India’s financial systems actually behave, beyond headlines, beyond hype. His experience conducting investor education programs across the country also means he explains things in a way everyone can understand. Inside the episode, we explore why medical tourism in India is exploding, how treatment here can cost a fraction of US prices, and what that signals about India’s rise. We get into the truth about PMS and exotic financial products, why they rarely serve retail investors, and why simple long-term investing consistently outperforms market chasing. Sandeep breaks down how India may consolidate into just a handful of major banks, which sectors are quietly compounding wealth, and why midcaps have outperformed dramatically over the past decade. By the end, this isn’t just a finance conversation. It becomes a blueprint of how India is evolving and how regular people can position themselves without overthinking or relying on noise. If you’ve ever wondered where India’s real opportunities lie, or how to actually build wealth in a calm, disciplined way, this episode is packed with clarity. – Subscribe: The 1% Club: YouTube: https://www.youtube.com/@onepercentclub12 Instagram: https://www.instagram.com/onepercentclub/ LinkedIn: https://www.linkedin.com/school/the-1-clubfws Sharan Hegde: Instagram: https://www.instagram.com/financewithsharan/ LinkedIn: https://www.linkedin.com/in/sharanhegde95/ Twitter/X: https://x.com/financewsharan Sandeep Jain's Youtube Channel: @SandeepJainStocks – Sharan Hegde is a personal finance creator & founder of the 1% Club, simplifying money, markets, and mindset for India’s next generation of wealth builders. – Timeline: 00:00 What This Episode Is About 01:06 Meet Today’s Guest: Sandeep Jain 02:23 Ideal Asset Allocation for Ages 20–40 08:08 Sandeep’s PMS Fund gave 28% Returns?! 09:01 Can PMS Actually Beat Mutual Funds? 12:26 How to Think About Investing (Sandeep’s Approach) 14:57 Sectors That Could Win Big by 2026 23:15 GST Cuts & Their Impact on Consumption 25:37 Grow IPO: What Investors Should Know 26:37 Other Sectors Offering Better Returns 28:38 Can Banking Stocks Still Deliver High Returns? 35:21 Auto Sector: Opportunity or Overhyped? 39:15 Will Jio IPO Become a Cult Stock? 40:50 Sandeep’s Stock & Real Estate Investments 43:41 Sandeep’s Formula for Building Wealth 45:50 Will 2026 Be a Bull Market? 47:42 When Is the Right Time to Buy a House?