As more of us invest in index funds, is that a good thing? Tim Edwards from S&P Dow Jones Indices, the company behind the S&P 500, joins us to explore whether trying to beat the market pays off, and reveals fascinating data on the cost of waiting for the next stock market crash. 🤝 Want 1:1 financial help from us? Answer a few questions to find the right service & book free call: https://getmost.typeform.com/pod-episodes 🎉 Sponsors Uswitch - See if you can save by switching to solar: ⁠https://makingmoney.email/uswitch Vanta - Get your company secure and compliant: ⁠https://vanta.com/makingmoney - If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk. This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life. Here's the data we chatted with Tim about: Spiva Data: https://www.spglobal.com/spdji/en/research-insights/spiva/ Latest Spiva report for Europe: https://www.spglobal.com/spdji/en/spiva/article/spiva-europe/ ‘Waiting For a Bear’ paper: https://www.indexologyblog.com/2025/03/19/waiting-for-a-bear/